Managing Tax

Justifying confidence, ensuring confidentiality

WDS portfolio management not only includes managing and protecting clients' investment assets. We also attempt to be tax-efficient in the management of your portfolio. This means that we seek to lower your current tax bill while respecting your investment objectives.

Attracting the least amount of tax may be accomplished by:

• Establishing proper registered tax vehicles for your investment assets (i.e. RRSP, RESP, TFSA)
• Optimizing your annual savings among your registered accounts
• Balancing your retirement savings between spouses for later draw-down
• Comparing after-tax return on investments held inside versus outside registered accounts
• Holding different asset classes in registered and non-registered accounts
• Year-end tax loss trading to offset realized capital gains

With the ability to control trading in segregated accounts, buy-and-sell actions are taken only when beneficial or necessary for our client. This translates to lower turnover in your account, thus reducing taxes and transactional costs.